Health Insurance

Most international students are not eligible for the Ontario Health Insurance Plan. As a result, the Council of Ontario universities has negotiated an insurance plan designed to cover international students. The University Health Insurance Plan (UHIP) is a mandatory health plan to ensure that international students have basic health care coverage while studying in Ontario. See the UHIP Premium Table for current coverage rates.

Unlike students, dependents are not automatically enrolled in UHIP. Students must arrange for dependent coverage directly with the UHIP office. Dependents must enrol in UHIP within 30 days of their arrival date in Canada, or a late fee ($500) will be applied. Students can obtain detailed information about UHIP from the Centre for International Experience. Contact:

As an international student, you are automatically enrolled in UHIP and the cost is included on your student account, but you must show your UHIP card and present a claim form every time you use health care services. Be sure to register online, print your card, and always have it with you. UHIP coverage may also be extended to your eligible dependent family member(s).

Consult this handy guide to UHIP for international students at U of T:

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Still have questions? Visit the CIE website for additional information.