SGS Emergency Grant

Award Overview

Purpose

The SGS Emergency Grant program aims to assist registered, full-time graduate students who have encountered an unforeseen, urgent, and/or serious financial emergency during the course of their program. The Emergency Grant is not intended to replace or make up a shortfall in OSAP, other funding sources or serve as routine or long-term support, but aims to provide short term, immediate relief during an unexpected financial crisis in what was otherwise a solid financial plan.

Eligibility

It is expected that prior to applying for this grant, students will have explored all sources of funding such as anticipated income, OSAP or other government assistance programs (e.g. CERB or CESB), personal savings, daycare subsidies, family support, and bank lines of credit, as appropriate.
Basic eligibility criteria for an SGS Emergency Grant are listed below.

Eligible

  • Registered full-time in a degree program at the School of Graduate Studies;
  • Have applied to the Ontario Student Assistance Program (OSAP) or other government student aid programs and received an OSAP Notice of Assessment (domestic students only);
  • Have encountered an unanticipated serious financial emergency; and
  • Demonstrated financial need through the application process.

Ontario Institute for Studies in Education Students must first apply to the OISE Bursary Program

Ineligible

  • Students deemed by OSAP as having sufficient resources (no demonstration of financial need)
  • Non-degree, visiting, and part-time students
  • Programs ineligible for OSAP and UTAPS (visit the Enrolment Services website for more details)

Expenses

When completing the financial section of the grant application, students should take note of the following list of eligible and ineligible expenses. More detailed information can be found on the application.

Eligible Expenses

  • Rent & Living Expenses
  • Debt servicing
  • Child care expenses
  • Travel due to a death or terminal illness in the family
  • Health care and emergency dental care expenses
  • Prescriptions
  • Exceptional unanticipated expenses

Ineligible Expenses

  • Debts and obligations
  • Tuition and program-related expenses
  • Support for partner or family expenses
  • Delays resulting from research and supervision complications

Application Process

All graduate students who encounter an unanticipated serious financial emergency are encouraged to request a financial advising appointment to discuss possible financial aid options. Applications will be provided to eligible candidates. Eligible students should submit the completed grant application and required documentation (e.g. OSAP Notice of Assessment) together with any other relevant additional documents (e.g., letter from supervisor/advisor) via email to sgs.financial.assistance@utoronto.ca.

Grants are not intended to replace or make up a shortfall in OSAP, other funding sources or serve as routine or long-term support, but provides short term, immediate relief during an unexpected financial crisis during the course of their program. Before applying, we encourage students to discuss their financial emergency with someone from their graduate unit, such as their supervisor or their graduate coordinator. They may be able to help with other sources of financial assistance and/or provide useful advice.

Students may normally only apply for an Emergency Grant once per academic year. In exceptional circumstances, a second application may be considered, but only if new and compelling information can be provided. Students should discuss their circumstances with the financial advising staff before applying.

Additional Info

Activation

Students will normally receive grant payments via direct deposit to their personal Canadian bank account. If banking information is not provided on ACORN, payments will be issued by cheque and sent by Canada Post to the personal mailing address as provided on ACORN. Students must ensure that their current mailing address and associated address expiry date is updated on ACORN to avoid delays in payment.

Contacts & Resources

Financial Aid and Advising
sgs.financial.assistance@utoronto.ca
(416) 978-2839